Results of Private Health Insurance Study

Research team

Ravi P. Rannan-Eliya
Nishan De Mel


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This paper reports the results of a study of private health insurance in Sri Lanka, which was conducted as background research for a Harvard University-commissioned study of resource mobilisation experience in Sri Lanka.

As part of this study, IPS entered into a agreement with three insurance companies, to provide analytical feedback in exchange for access to individual insurance claim records. The agreement stipulated that the identities of the insurance companies would be kept confidential. Hence, they are referred to as COM1, COM2 and COM3. The three companies are amongst the five largest health insurance providers, who account for 98% of the health insurance policies in the country.

Table of Contents:

Description of data
Insurance claim records data
Methodology and analysis
PHI companies
Health care providers