How Successful is Samurdhi’s Savings and Credit Programme in Reaching the Poor in Sri Lanka?

The study evaluates key components of the Samurdhi Programme’s savings and credit intervention: the group savings and intra-group credit component, the Samurdhi Bank Programme, and credit for the micro-enterprise development programme. The analysis addresses the following issues: the extent to which the programme has engendered a savings and credit culture among participants; the dynamism and sustainability of Samurdhi’s savings groups and banks; and, the extent to which they have reduced the vulnerability of the poor. The study also looks at the socio-economic impact and sustainability of Samurdhi’s micro-enterprise development credit component (SASANA).

Research team

Ramani Gunatilaka
Rozana Salih

Published Year

1999